Is 2020 your year to thrive? If you’re a Baby Boomer thinking of retiring (or who’s or already enjoying the retired lifestyle), the answer is yes, says Greg Lazzaro, Life Enrichment Director of Waterstone at the Circle.
“We are now entering the Decade of the Boomer,” says Greg. “It’s projected that there will be more than 72 million seniors by 2030, which will be nearly 20 percent of the total U.S. population. And just as the Boomers redefined society in their youth, so will they redefine what retirement looks, sounds and feels like.”
Since we’re entering a new decade – and a new age – Greg suggests that Boomers take a moment to think about how to make the year ahead the best yet.
“At Waterstone at the Circle, we understand that a luxury retirement lifestyle is something you don’t just want – it’s what you deserve,” he says. “Our just-opened senior living community is designed for today’s senior who wants an active, independent lifestyle without having to worry about home upkeep or chores. In other words, it’s designed for Boomers who are ready to “boom” into this next phase of life.”
To that end, here are #TheCircle’s suggestions for New Year’s resolutions that will get Boomers thriving and living the life they want and deserve.
1. Finesse your finances for the future.
We imagine that you’re probably already savvy about your finances. However, just like with visiting the doctor every year for a checkup, it’s helpful to meet with a financial advisor at least once a year to make sure your investments and financial plans are on track for the retirement you want. Even if you’ve been retired for some time now and are comfortable with your situation, there may be new benefits available or strategies your advisor can use to make your money work even harder for you.
Checking out your finances is especially important if you’re officially retiring in 2020 and changing up your cash flow situation. A financial advisor, particularly one who is skilled in helping seniors with retirement planning, will help you map your money in a way that meets your retirement goals, offer valuable advice and find ways to help you stretch your benefits and assets (for example, is it better for you to begin drawing Social Security at 62, or should you wait until you’re 70?).
2. Get healthy(er).
What sort of New Year’s resolution list would we be if we didn’t mention the old “eat right and exercise more” chestnut? Getting (or staying) healthy is the best gift a senior can give their future selves. As we age, it becomes more and more important to pay attention to our health, because even small things like not getting enough exercise can lead to big problems down the road like diabetes, heart complications and even dementia.
So this year, resolve to find ways to be healthier without setting goals you can’t reach. Simple resolutions, like taking a walk around the block after dinner every day or eating one more serving of vegetables at meals, can have huge health benefits over time. As you become more successful following these smaller goals, you can add on larger and larger goals to help you become even healthier. Who knows? You may find yourself running a half-marathon by next December.
3. Widen your social circle.
According to many studies, social isolation is one of the greatest risks to a senior’s health. In fact, being socially isolated is about as dangerous as smoking. Loneliness also increases your risk of heart disease, depression, stress and can even wreak havoc on your cognitive abilities. What’s ironic is that, now that you’ve entered the stage of life where you have the time to interact with others all day long, your social circle may have actually shrunk.
This year, look for ways to enhance and build up your social network, whether that’s volunteering for a cause you believe in, joining a club or special interest group, becoming active in your church or even picking up a part-time job. Of course, you can also simply pick up the phone and call or text some acquaintances to schedule lunch or coffee. It can be daunting for some people to make that first move, but once you do it a few times, you’ll be surprised at how natural it starts to feel.
4. Plan ahead for potential health issues.
No matter how healthy we eat or how much exercise we get, it’s more than likely that today’s senior will end up experiencing health issues as they age. It may be easy to brush the idea aside when you’re still active and able to do all the things you want, but it’s better to think about these things earlier rather than later. What will happen if your joints start to give out and stairs become a problem? What will happen if you have a stroke that impairs your mobility, or develop a chronic disease like dementia or Parkinsons? What will you do when it becomes less safe to live in your current home?
While we’re not saying to imagine all the worst-case scenarios and live in fear, we believe it is important to thoughtfully consider potential scenarios and outline what will happen if or when they come to pass. For example, you may decide that purchasing long-term care insurance is the right choice for you or your spouse, given their health history and your financial profile. You may also decide that moving into a senior living community makes sense so that you can create a home where you can “age in place” easily and gracefully. Planning ahead for these scenarios can give you a lot of peace of mind as you enjoy your retirement.
5. Think about what you want retirement to look like.
Finally, what do you want retirement to be for you? Do you want to travel the world? Visit friends and family? Start a new career or your own business? Today’s senior isn’t one to sit back and let the world pass them by after retirement. Instead, they’re getting out, enjoying everything life has to offer, finally doing the things they’ve wanted to do and in short, reinventing what “old age” means. What does that mean for you? By taking some time to think about the things that are important to you and what you want your future to look like, you’ll start 2020 – and the Decade of the Boomer – in a very happy spot.
If you’d like to learn more about resolutions to help you thrive in 2020, or if you’re wondering how a luxury senior living community like Waterstone at the Circle can help you live an active and fulfilled life, contact us today at 617.431.1880.
Luxury Senior Living in Boston
Waterstone at the Circle, located in Boston’s historic Cleveland Circle neighborhood, is more than just independent living in Boston … it’s a sophisticated urban setting for today’s active seniors. Enjoy best-in-class service and an urban lifestyle with arts and cultural, and historical attractions right outside your front door. From high-end amenities to gourmet dining and more, experience the best of city and suburban life at our upscale senior living community located on the crossroads of Brookline and Chestnut Hill.
Elegant Independent Living Apartments
Each of our 92 independent living apartments is the height of luxury and modernity, with sophisticated design, upscale features and stunning views of the city. Create the urban senior living experience you want with one- or two-bedroom apartments, a variety of floor plans and monthly rentals.
Senior Living Supportive Services
As an over-62 community, residents may require support from time to time. That’s why we’ve developed an on-site coordinated care program, in cooperation with our premier community partners, that allows our independent living residents to receive the assistance they need.
The best part? Residents don’t have to leave our senior living community – or even their apartment – to receive high-quality support. They can receive the services they need, when they need it, in the comfort of their own homes or in our on-site therapy gym.
Waterstone at the Circle is the opposite of retiring. . . it’s a place to enhance your active, on-the-go lifestyle. Call 617.431.1880 for more information or to schedule a visit to our premiere Boston independent living community and discover The Circle lifestyle today!